What can maternity capital be used for in 2021

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

Maternity capital is called state support for families who wish to have a child. There have been some changes in this program. What can and how to use maternity capital in 2021 - we will tell you in more detail.

Introduced changes

After the introduction of the program to support the birth rate, its conditions changed slightly over the course of several years. But in 2020, there has been a change in the original conditions.

In general, 616,617 rubles are paid for the birth of children. Most of this money is provided for the first baby. This situation has caused discontent among those who already have 1 child, and they want to give birth to a second. Such families believe that they will not be given the due funds. But this is not so - the capital is provided for both the first baby and the second.

1. Families where the second child was born before 2019-31-12 can receive an indexed capital in the amount of 466,617 rubles.
2. For the first baby who has appeared in the family since 2020, a certificate is issued for 466 617 rubles.
3. If a family that has received capital for the first child wants to give birth to a second, then an additional 150,000 rubles will be provided.
4. If a family with 1 or 2 children born before the start of the program wants to have another one from 2020, then they will be given an amount for two babies.

According to the program, if in 2019 there was already 1 child, and the second appeared in 2021, then parents can receive the entire amount - 616 617 rubles. Indexation of funds is also expected.

Also, there have been changes in the procedure for obtaining a certificate and making a decision on payment.

Purpose of funds

Now funds can be received before the child turns 3 years old. What can parents use maternity capital for in 2021? The money can now be used for early childhood education. For example, it is permissible to pay for a kindergarten or nursery that a child attends.

There were no changes regarding education at the university. To receive funds, you need to wait until the youngest child is 3 years old. These are the norms of maternity capital that continue to operate in 2021.

These funds can be used to pay for education at an educational institution. Children now have a wide range of educational institutions. Also, funds can be spent on completed courses even before graduation, which is also considered an advantage.

But there are still some limitations. It is important that the services are educational. Money can also be spent on paying for accommodation in a hostel.

Families can also apply for simple payments from maternity capital. But for this, its own conditions are put forward:

• if the family has 2 or more children;
• the family needs financial support.

Lump sum payments are made before the baby is 3 years old, they can be received immediately after his birth. There is no need to report on the money spent. Funds are transferred to the account specified in the application.

Improving housing conditions is another option for spending maternity capital funds. It is important that the real estate is in the Russian Federation. Funds cannot be spent on an emergency room that is not habitable. Buildings to be reconstructed are not suitable either.

In 2021, maternity capital can be used to build and renovate a house on a gardening site. It is allowed to build residential buildings there.

If the family has a garden plot, it will no longer be difficult to build a house with the funds of the mother capital. And if it already exists, then the construction of an extension is allowed. And this will also be paid for by means of the certificate.

It is necessary that the house is considered residential, not garden. If, according to the documentation, it is non-residential, then difficulties may arise with the use of capital.

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What else can you use

The funds allocated under the certificate can be transferred to the funded part of the mother's pension. You can transfer the entire amount or part of it. This money, if desired, can be transferred to a non-state Pension Fund.

What else can parents use maternity capital for in 2021 is for the social adaptation of disabled children by purchasing the necessary goods and services.

According to the FIU, it will affect not only newly issued funds, but also previously received certificates, if they have not yet been used. If part of the money was spent, then the remainder is also indexed.

Summarize

1. The purpose of maternity capital is to support families with children.
2. Now certificates are issued not only for the second child, but also for the first.
3. Capital indexation will take place in 2021.