The rating of reliable banks in Russia 2020

2024 Author: James Gerald | [email protected]. Last modified: 2024-01-12 17:37

Are you interested in the rating of Russian banks in terms of reliability today, are you studying the latest information for 2020? We will tell you by what criteria to choose banks and which of them you can trust.

About choosing a bank

It is always necessary to take into account the reliability of a particular financial and credit organization: take a loan if necessary, and, if desired, invest your own funds at interest.

How to choose a worthy bank? You need to rely on the following criteria:

1. Reliability rating. It is compiled on the basis of bank reports and takes into account, first of all, the size of the bank's capital.
2. It is capital that can tell how stable the position of each particular bank is, and whether it will be able to fulfill its deposit obligations in the long term.
3. The volume of all issued loans in general, funds on open deposits, and so on are also taken into account.
4. Reputation. When choosing a bank, you should pay attention to work experience, the number of branches, ATMs, partners. You need to study reviews, see how the bank's website works, what conditions are offered to customers, etc.

Further - about the rating of Russian banks today in terms of reliability in 2020.

Top ten banks by assets

The top ten banks by assets looks like this:

• Sberbank of Russia (over RUB 29.2 billion);
• VTB Bank (over RUB 14.1 billion);
• Gazprombank (RUB 6.6 billion);
• National Clearing Center (RUB 3.9 billion);
• Alfa-Bank (3.8 billion rubles);
• Rosselkhozbank (3.4 billion rubles);
• PJSC Bank FC Otkritie (RUB 2.7 billion);
• Credit Bank of Moscow (RUB 2.5 billion);
• UniCredit Bank (1.48 billion rubles);
• Bank Trust (1.4 billion rubles).

The used data on assets for March, compiled on the basis of reports of credit institutions.

Top ten banks for loans

A dozen banks for loans look like this:

• Sberbank (+0.7% per month);
• VTB (+0.5%);
• Gazprombank (+0, 9%);
• Alfa Bank (+2, 3%);
• Rosselkhozbank (- 0.2%);
• Post Bank (-0, 3%);
• PJSC Bank FC Otkritie (+ 3.3%);
• Rosbank (-0, 1%);
• Raiffeisenbank (+0.7%);
• Sovcombank (+0.5%).

Information on loans for February 2020 is indicated.

Interesting! Where to invest in 2020 in Russia

Top ten banks in terms of reliability

The top ten banks in terms of reliability are as follows:

• Sberbank;
• VTB;
• Gazprombank;
• National Clearing Center;
• Alfa Bank;
• Rosselkhozbank;
• PJSC Bank FC Otkritie;
• Moscow credit bank;
• UniCredit Bank;
• Bank Trust".

The rating lists Russian banks in terms of reliability in 2020 according to the Central Bank data for today.

Top ten banks in terms of deposits

The top ten by volume of deposits is as follows:

• Sberbank (over RUB 10.2 billion);
• VTB (3.1 billion rubles);
• Rosselkhozbank (1.1 billion rubles);
• Gazprombank (1.03 billion rubles);
• PJSC Bank FC Otkritie (RUB 675 million);
• Alfa-Bank (430 million rubles);
• Credit Bank of Moscow (RUB 425 million);
• Sovcombank (397 million rubles);
• Post Bank (228 million rubles);
• Tinkoff Bank (194 million rubles).

This is the current rating of Russian banks in terms of deposits.

Top 10 banks, according to Forbes

In March, Forbes published its list of the safest banks in Russia. It includes subsidiaries of foreign banks and large state banks of Russia. They are leading both in terms of the reliability of deposits, and in many other indicators, which are obtained thanks to the information of foreign and domestic rating agencies. Among the best banks:

• Raiffeisenbank;
• UniCredit Bank (last year it was he who topped the list);
• Rosbank;
• Sberbank;
• Citibank;
• ING Bank (Eurasia);
• Nordea Bank;
• HSBS Bank;
• SEB Bank;
• Bank of China.

Also in the TOP of the leading banks in 2020, according to Forbes magazine, VTB Bank, Gazprombank, Rosselkhozbank, Banca Intesa, Credit Agricole Bank, Rusfinancebank, RN Bank, Deutsche Bank, Toyota Bank, Commerzbank (Eurasia) are included.

It should be noted that if a bank is not included in the first or even the second ten of the rating, this does not mean that it cannot be trusted. After all, there are top-100 ratings, which take into account the reliability of banks. They are also worth keeping in mind.

The rating of Russian banks has not been updated by Forbes to date (video).