What maternity benefits are due to a working mother in 2020

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

"What maternity payments are due for a second child to a working mother in 2020?" - a question that worries many. And you need to understand it in advance, so that later there will be no problems. Moreover, since January 1, the government has introduced significant amendments to the legislation concerning material assistance to mothers for childcare and pregnancy benefits. Next, we will figure out what maternity payments in 2020 are due for the first, second and third child, and how to calculate them yourself.

Registration

To go on maternity leave to a working woman and receive financial assistance, she needs to provide a certificate of incapacity for work. It's easy to get it. All that is needed is to go to the antenatal clinic and officially register. The legislation establishes the terms for issuing the decree:

• 30 weeks - if the woman is expecting one child;
• 28 weeks - with multiple pregnancies.

The certificate of incapacity for work received in the antenatal clinic must be taken to the personnel department. After that, you must fill out an application for the provision of maternity leave and payment of material assistance. The document is written by hand in the name of the director of the organization.

One more document must remain in the hands of a pregnant woman, which is also issued in the antenatal clinic - a certificate of early registration. It is provided when contacting a local gynecologist up to 12 weeks of pregnancy.

The certificate, along with a certificate of incapacity for work for pregnancy and childbirth, must be taken to the personnel department. The allowance is calculated within 10 calendar days. Payment is made on the next salary day. The allowance is issued in full and is not divided into several parts.

How to calculate

How to calculate maternity benefits for a second child in 2020 for a working mother? Very simple.

Sick leave for pregnancy and childbirth is issued for 140 days - 70 - before delivery and the same amount - after. If a woman has suffered any complications during childbirth, in this case, the sick leave is extended for another 16 days, that is, in total - 156.

If the pregnancy is multiple, then the decree is increased by 1.5 months (total - 194 days).

The amount of the allowance is calculated depending on the earnings of the expectant mother and the duration of the sick leave. For a working woman, the company must compensate 100% of the monthly income.

The calculation will look like this:

• woman's income for 2019-2010 / 730 days - this is how the average daily earnings are determined;
• then the average daily earnings are multiplied by the number of days of maternity leave (by default - 140).

Sick leave is paid in full without deducting taxes.

Example:

The income of the employee of Karamatova for 2018 amounted to 260,000 rubles, and for 2019 - 220,000 rubles. In 2018, she was on sick leave for 5 days, and in 2019 - 7 days. The amount of the benefit in 2020 will be:

• (260,000 + 220,000) / (730-5-7) = 668.4 rubles. - average daily earnings;
• 668, 4 * 140 = 93 576 rubles. - the amount of the allowance.

At the same time, the legislation establishes the maximum and minimum payments. According to the changes made to the legislation from January 1, women who go on maternity leave in 2020 will receive an increase in the amount of benefits. And this is due to an increase in the minimum wage by 2.9%.

For comparison, in 2019 the minimum wage was RUB 11,280. In 2020, it is planned to increase it to 12,130 rubles. This will also affect the amount of maternity benefits. Taking into account the increase in the minimum wage, they will approximately look like this:

• RUB 55,831 - in 140 days (almost 4000 rubles more than in 2019);
• RUB 57,852 - in 156 days;
• RUB 71944 - in 194 days.

It is important that for the average monthly salary of an employee, when calculating payments for pregnancy and childbirth, they take the current indicator of the minimum wage in the following cases:

• the employee has been working at the enterprise for less than 6 months;
• a woman cannot provide data on earnings from the previous place of work;
• the employer did not pay insurance premiums for the employee;
• the size of wages turned out to be less than the minimum wage.

As for the maximum payments, the limit will directly affect the amount paid to the employee in the event of an insured event. This is especially true in the case of those workers who receive high wages. For the calculation, they take the average income of a woman for the last 2 years (necessarily taking into account the established limit when calculating insurance premiums).

Whatever the woman's salary over the past 2 years, the allowance will not exceed the established maximum.

When you go on maternity leave in 2020, the payment limit will be 322,192 rubles. - this is for uncomplicated childbirth. For comparison, in 2019 the amount was less - 301,095 rubles.

If childbirth was complicated, then for 156 days on vacation, the woman will be paid 359,000 rubles, with multiple pregnancies (for 194 days) - 446,500 rubles.

It should be noted that the limit of insurance premiums for employees is RUB 1,680,000 for 2020, and the maximum average daily earnings are RUB 2,301.

Thus, women whose wages are 70,000 rubles. and more, they will not be able to receive 100% compensation from the state.

Interesting! How to get child allowance for a child from 3 to 7 years old in 2020

Additional payments

All benefits will be indexed in February 2020. The indexation coefficient will be 1.031.

The size of the first payment that the expectant mother should receive will be 655 rubles in 2020. - in January and 675 rubles. - in February. The allowance is called "for early registration" (up to 12 weeks).

It should be noted that individual regions have the right to adjust this amount. So, in Tula, the amount of the payment is more than 10,000 rubles.

The lump sum for the birth of a child in January is 17,479 rubles, from February the amount will increase to 18,000 rubles.

These figures may vary depending on the current regional coefficient and various allowances in a particular region of the country.

Benefit up to 1, 5 years

In 2020, the minimum allowance for caring for a child under 1.5 years old will be 4850 rubles. For comparison, in 2019 its size did not exceed 4,500 rubles.

The minimum amount of payment for the second and subsequent child will be 6759 rubles, the maximum - 27985 rubles. (in 2019 - 26,000 rubles).

The calculation takes into account the average earnings of a woman over the past 2 years. That is, a mother caring for a child up to 1, 5 years old receives 40% of her monthly income. When calculating the minimum allowance, the size of the minimum wage must be taken into account.

Payments are also due to unemployed women and individual entrepreneurs. They receive it through the social protection authorities in the amount established by the state.

Childcare allowance from 1, 5 to 3 years old

On average, the amount of the allowance for caring for a child under 3 years old is 11,000 rubles. monthly. This amount may vary depending on the region and the established subsistence minimum per child.

Payments are made on the following conditions: monthly family income should not exceed 2 living wages per able-bodied resident in the region.

Payments from 3 to 7 years

From January 2020, families whose income does not exceed 2 living wages are eligible for childcare benefits from 3 to 7 years old. Presumably, the amount of the benefit this year will be 5500 rubles. (half of the living wage). In 2021, it is planned to increase this amount to 11,000 rubles. So far, payments have only the status of a legislative initiative. The relevant law has not yet entered into force.

In addition, now every mother can receive a certificate for maternity capital after the birth of her second child. Its amount is 453,000 rubles. You can spend it on a future pension, paying off mortgage arrears, buying an apartment, teaching a child.

If the family's income does not exceed 1.5 of the subsistence level, then the money can be received in cash from the maternity capital. Payments are made until the child is 3 years old.

From January 1, 2020, payments can be received by those whose income does not exceed 2 living wages.