The size of maternity capital in 2020 for the second child

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

The latest news about changes in the conditions for obtaining maternity capital for a second child, the amount of the allowance, documents for registration and how to dispose of the certificate, many were shocked.

Objectives of the program and demographic strategy

The President announced the need for a fundamental change in the course of financial policy in relation to low-income families. There was another extension of the program to support young families.

Its completion was planned for the end of 2021, but due to the current demographic situation in the country, drastic measures have been taken and its effect has been extended for another 5 years until 2026.

The increase in the budget allocated in 2020 for the birth of the 1st and 2nd child comes into force from January this year. The procedure for assigning and receiving payments, as well as their implementation for solving various financial problems of families with children, has changed.

The measures taken by the President are caused by the extremely low birth rate, which dictates its own terms. The systematic solution of socially important problems by alleviating the material problems of ordinary citizens in the family capital program determines the future of the state for many years to come.

The prolonged freeze of the indexation of the maternity certificate (from 2016 to 2019) caused negative consequences for the most vulnerable segments of the population - young families. The new course is aimed at increasing the birth rate and eliminating the growth rate of natural population decline.

Increase in the size of the uterine capital

The moment of receipt or disposal of the right to use funds is not regulated by any time frame. Indexing increased the size of the lump-sum allowance for the forecasted inflation rate (3.8%) to 466,617 rubles, while earlier the amount was 453,026 rubles.

In some sources, the indexing percentage is erroneously indicated as 3%. In addition, it will apply to all previously received and not used (or partially used) certificates to date. The amount of maternity capital for the second child from 2020 will increase by 150 thousand rubles. and will amount to 616 617 rubles.

The option of adopting a law on permanent payments without time limits is being considered. It is envisaged to continue to increase the balance of uterine capital for each newborn through annual indexing outside the time frame.

Changes in the procedure for issuing and using the certificate

A number of changes have appeared in the order of using the certificate:

1. Monthly payments are possible until the second child reaches 3 years old (previously it was 1, 5 years old) from the funds of the certificate, if the average family income is equal to or less than two times the amount of the subsistence minimum (the so-called "Putin's" payments).
2. The changes also affected the moratorium on spending up to 3 years of capital on supervision and care services in private and municipal creches.
3. It became possible to repay the loans received in 2020 and later for refinancing and improving housing conditions from the amount of maternity capital for the second child, since previously this right was provided only for bank obligations that arose before the birth of a child.
4. The period for processing an application when submitting documents for obtaining a parent certificate has been halved (up to 15 days instead of 1 month).

Where to spend money

So far, there are only five areas where you can use funds from maternity capital for a second child in 2020.

1. Compensation for the construction, purchase or renovation of housing. Most often, the amount is used as an initial payment to the bank for a mortgage loan or to pay off the principal and its interest. The same is possible for loans to the agricultural CCP, and not only for the mother, but also for the father or other guardian. This option is chosen by 70%, as it can be used immediately after receiving the certificate.
2. The poorest families will have the opportunity to receive monthly payments for their second child born from January 2018 until they reach 3 years of age from the mother's capital. They are now equal to the size of the subsistence minimum per child in 2020 - 11,004 rubles. More than 20% of families use this opportunity because they are in a crisis situation.
3. The funded part of the maternal pension can be formed from the maternity capital for the second child. Only 2% of young families consider this option. The increase to the labor pension can be up to 25 thousand rubles. depending on the type of payments (urgent for 10 years and indefinite for 20). The father, unfortunately, will not be able to take advantage of this opportunity, but if the mother suddenly changes her mind for some reason, then the decision can be revoked after the paperwork for the funded part of the pension is drawn up.
4. Kindergartens and other educational institutions with a state license, including utilities in the hostel for the period of higher education. This right can only be exercised by children under 23 years of age.
5. Children with disabilities can be paid for services for rehabilitation and integration in society using an individualized program (IPRA) in accordance with the recommendations developed by the medical institution.

If the total amount of maternity capital for the second child in 2020 is more than the actual expenses, then it must be returned back to the account with the FIU. Payments are allowed to be used for several purposes at once.

How to get maternity capital in the new year

The maximum acceleration and facilitation of the procedure for issuing the uterine capital is expected. At the initial stage, you do not even have to contact the FIU personally, but fill out a proper application on the Pension Fund website in your personal account or through the State Services portal (if you have an electronic signature).

In the corresponding field, a checkmark is put in front of "Receive in electronic form" in order to subsequently receive and print an electronic certificate. After preparing a list of all the necessary documents, you just need to come to the PFR office once to submit an application.

Through a notary, you can transfer the right to draw up documents by power of attorney to your representative or relative. In addition to the application itself, the list of required documents consists of:

1. All birth / adoption certificates for children with confirmation of Russian citizenship.
2. Passports of a citizen of the Russian Federation.

In other situations, the following are provided:

1. Documents confirming the right of a legal representative.
2. Certificate of deprivation of parental rights or death of the mother / guardian.

A program to support motherhood and childhood in the form of funds allocated for maternal (family) capital has existed in the Russian Federation for more than 10 years (since 2007, according to Federal Law No. 256 of December 29, 2006 "On additional measures of state support for families with children").

It affects not only the increase in fertility, but also fights a wide range of other social welfare problems. This is especially true for regions with a high level of poverty, where more than 70% of families face significant financial difficulties in connection with the maintenance and upbringing of young children.

Summarize

1. Only Russian citizens can apply for a maternity capital for a second child.
2. The processing time after submission of documents has been reduced to 15 days.
3. The right to use is no longer limited to a specific period of time.
4. Low-income families for a second child under 3 years old can receive monthly payments from the amount of the mother's capital.
5. The amount of maternity capital for the second child in 2020 was increased by 150 thousand rubles.