Maternity capital in 2022 for the third child in Russia

503 thousand rubles are planned to be allocated for the project from January 1, 2022. Regional budgets should plan for such amounts. Areas with low fertility will also be able to take part in it.

The list of regions with low birth rates has yet to be approved by the deputies.

The money is planned to be allocated when the third and subsequent children appear in the family (birth, adoption). The funds will be distributed to families where a child is born after the new year, from January 1, 2022.

What kind of support does the Government provide to families when they have a third child?

While the parliamentary draft is being prepared for adoption, in 2021, the family receives assistance from the federal budget and from regional authorities for the birth of their third child.

At the all-Russian (federal) level, monthly payments are provided, an allowance upon birth (paid one-time), the preservation of earnings until the child reaches one and a half years.

Since the family becomes large, the regional authorities allocate social benefits according to a special list.

Families with three or more children receive social benefits from the state from the moment of the birth of the third child and the appearance of all subsequent ones:

When a child is born, the family receives a one-time allowance in the amount of 18 thousand rubles.
The monthly allowance for caring for a child up to one and a half years is 6, 7 thousand rubles.
Childcare allowance for a child under three years old is paid by local budgets.
Large families have the right to receive a land plot free of charge.
Legal assistance is provided free of charge.

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How to receive payments to families at the birth of children

When each child appears, parents receive a "Certificate" for the issuance of maternity capital. When the third child is born, the family becomes large and must issue a personal certificate.

An application for the provision of benefits is provided through the State Service portal or through the Pension Fund. You need to prepare and submit the following documents:

statement;
certificate of a large family;
birth certificates of children;
passports of citizens of the Russian Federation;
Bank details;
income statement;
certificates from the place of residence;
a document confirming that the other parent is not receiving payments.

Benefit payments are automatically extended until autumn 2022. There is no need to re-collect the certificates.

Multifunctional centers at the place of residence or the State Service website are convenient for filing and processing payments. The application is submitted to the center in person or through an official representative, must be certified by a notary. If the application is approved, the funds are transferred within ten working days.

Until October 1, 2022, the granted benefit is automatically extended. Many regions have already switched to extending payments for large families. If the family has not previously applied for payment, you need to collect documents and apply.

How can you use maternity capital

Regional authorities issuing maternity capital for a third baby can set conditions on what it can be spent on.

to increase the mother's future pension;
for the purchase of goods for disabled children;
for the construction or purchase of residential real estate;
to pay for educational services, including additional;
to pay for university studies.

Conditions for obtaining maternity capital

To receive money in the amount of 450 thousand to pay off the costs of purchasing a home, parents must fulfill the requirements.

The Pension Fund will approve the payment of funds in such cases:

the money will go to refinance the loan;
you need to pay the costs of buying a share in construction;
a land plot is acquired into ownership for individual housing construction;
payment is made for mortgage property pledged by the bank;
the funds are planned to be spent on the purchase of an apartment or other dwelling.

Federal maternity capital for a third child in the amount of 450 thousand rubles is paid once.

The payment is not re-granted on the birth of the following children.

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Payment procedure

It is necessary to prepare the documents and contact the credit organization, where the loan was drawn up. The bank independently checks the documents and sends them for consideration. In three weeks, a response should be received.

If the decision is positive, funds in the amount of 450 thousand are transferred to the applicant's account. The period for payment of benefits can be up to two months. You need to prepare and submit the following documents:

application of the prescribed sample;
identity card (passports of citizens of the Russian Federation);
birth certificates of children;
documents for the purchase of real estate or land for construction;
Bank details;
credit or loan documents;
certificates from the place of residence.

Who can receive maternity capital for the 3rd child in the amount of 450 thousand rubles

Citizens of the Russian Federation, mother or father, have the right to apply for maternity capital. Adoptive parents or guardians also have these rights. The third or subsequent children must be born on the territory of the Russian Federation in the period from January 1, 2019 to December 31, 2022.

The loan must be issued before July 1, 2023.

Residential premises must be located in Russia and be pledged by a bank.

If the children are not citizens of Russia, the allowance is not eligible.

If the parents were deprived of their rights, then the payment is also not due.

Outcomes

Maternity capital in 2022 for the third child in Russia is planned to be paid from the regional budget. Benefit amounts vary from 50,000 to 150,000 and differ in different areas.

At the birth of the third child, the family has the right to pay off the mortgage debt in the amount of 450 thousand rubles.