Rating of insurance companies by OSAGO 2019-2020

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

Today, many car owners follow the rating of insurance companies for OSAGO for 2019-2020. Registration of a policy is necessary for safe driving, while I would like to issue it where they will help and explain everything. This is also necessary in order to be able to obtain guarantees for prompt payments in the event of an insured event. We will tell you about the 10 most reliable companies.

Tinkoff Insurance

In the rating of insurance companies for OSAGO 2019 - 2020, Tinkoff Insurance takes an honorable place. The young company has been on the market since 2013, but has already managed to prove itself well. Branches are located in all regions of Moscow.

There is a round-the-clock qualified assistance. In the event of a traffic accident, you will receive information support via chat or by phone. The decision on payments is made half an hour after the application. The official website has an online calculator where you can calculate the cost of OSAGO.

Like many reputable insurance companies, Tinkoff Insurance provides the opportunity to receive a policy by e-mail when paying with a bank card.

According to the reliability rating, the company has an average ruBBB + level.

AlphaInsurance

It is a large private company with a good reputation. Branches are located throughout Russia: in Moscow, St. Petersburg and other cities. It is famous for its quick registration of the policy, via the Internet or in the office, for its convenient extension. There is 24/7 support. The rating agency "Expert" gave her the maximum quality rating of A ++.

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Rosgosstrakh

Rosgosstrakh is the leader in the rating of insurance companies for OSAGO 2019 in terms of reliability in Moscow. It is the oldest insurance company in Russia with almost a century of history. There are several thousand offices throughout the country.

At the end of 2019, it became known that the international rating agency S&P Global Ratings raised the financial strength rating and the credit rating to BB- with a positive outlook. The Russian rating agency also did not stand aside and raised the company's rating to ruAA-. That is, Rosgosstrakh continues to be one of the most reliable companies in the domestic market.

SOGAZ

The SOGAZ Insurance Group with a 27-year history is one of the most reliable and competitive in Russia. The stable ruAAA rating is proof of this. Branches of the company are located throughout the country.

In February of this year, the SOGAZ Insurance Group increased its authorized capital to 30 billion rubles. The amount is impressive. In the insurance market, this is a solid indicator that confirms the financial stability of the company.

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Agreement

Another leader in the rating of insurance companies for OSAGO 2019 in terms of reliability. It is part of a single insurance group with Soglasie-Vita LLC. The company has been working in the insurance market for 25 years. The company's offices are located in 25 cities of Russia.

The national rating agency has assigned the rating of reliability and quality of services to "Consent" AAA.ic. This is the maximum degree of reliability. The company is distinguished by the high quality of its services, the share of refusals in payments is much lower than that of competitors.

Ingosstrakh

Regular clients of Ingosstrakh do not have to think about which insurance company is better to apply for a policy. They prefer not to change the company.

This is understandable: Ingosstrakh is one of the TOP-10 insurers in Russia. It is one of the oldest insurance companies, founded in the late forties of the last century. Branches of the company are located in more than 80 regions of our country.

Financial reliability rating is stable - ruAAA.

Zetta Insurance

The company with international experience has been operating since 1993. Until 2015, it was SK Zurich LLC. Today there are over a hundred branches in 44 regions of Russia.

Zetta Insurance is a reliable and financially stable company, judging by its rating: ruA + (stable).

ERGO

The company has been on the market for 29 years. Until 2019, it was part of a leading German company, and then the shares were bought by the company SPAO RESO-Garantia.

ERGO is in the TOP-15 of the best largest insurance companies in Russia. Its branches are located in more than 30 regions of the country. Financial reliability rating from Expert agency - ruA + (moderately high).

Yugoria

The company has been operating since 1997 and is located in the Khanty-Mansiysk Autonomous Okrug. One of the 20 best insurers in Russia. GSK Yugoria JSC ranks 11th in the CMTPL rating. More than a hundred branches are located throughout the country, from Kaliningrad to Vladivostok.

Financial reliability rating is stable - ruA.

Renaissance Insurance

Financial reliability rating according to the Expert agency ruAA - (stable). Renaissance Insurance is one of the 600 largest Russian companies. It takes the 8th place in the rating of compulsory OSAGO insurance. Branches of the Renaissance Insurance company are located in 20 large cities of Russia.

Clients often praise the company for full and prompt insurance payments.

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How do I choose a good insurance company?

Have you been advised by a good insurance company or have you read a lot of positive reviews on the Internet? Don't rush to draw conclusions. Word of mouth doesn't always work.

Each specific insured event is individual. If your colleague or neighbor was satisfied with the work of the company, it is not a fact that everything will suit you if something happens. And reviews on the Internet are not always objective, and there are enough "fake" ones.

When choosing a company, focus primarily on the following criteria:

1. Availability of a license. Look for an insurer on the website of the Bank of Russia Financial Markets Service.
2. Registration address. Is the insurance company registered abroad? You shouldn't trust her.
3. Reliability rating. Pay attention to it too. Moreover, take into account the ratings that were in previous years to get a complete picture.
4. Work experience. The older the company is, the more likely it is to be trusted.
5. The level of payments and the number of contracts concluded. Look for information on the level of payments for each particular insurance company. If it is too tall or too short, it should be alarming. Consider also how many contracts the company has concluded.
6. Tariffs. You should not be guided by the price and look for something cheaper. You run the risk of running into scammers. But insurance companies can indeed provide bonuses and discounts to customers, so study this information too.