Women's budget

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

What is it? The family budget is one thing, the independent woman's budget is completely different. The conversation will focus on the second. How can you spend money and how should you spend it? You can: get a salary and immediately update your entire wardrobe, go to a club, go on vacation, etc. So what is next? Borrow? How to plan a budget so that there is enough and there is still enough?

First, calculate how much approximately you"

Let's start with shopping Arriving at the store, first decide how much you are ready to leave here, that is, so that after that there will be enough for "bread and water". Naturally, I, like any other, getting ready for a visit or for a party, every time racking my head: what to wear?, Although there is no longer enough space in the closet. And just like any other, she is ready to buy up the entire store. Therefore, choose things not so that after they collect dust in the closet, but think about what and with what you will wear, i.e. do not waste your money, but fill your wardrobe with universal things, each of which complements the other.

As for the "firm": a friend of mine chose one brand of clothing for herself two years ago and has not changed it to this day. Why? Because she is satisfied with everything: quality, style, "name", price, etc. You, of course, do not have to do the same, but the conclusion is simple: choose high-quality clothes first of all! It will serve you for a long time and will delight the eye even after the tenth wash.

If you really have to plan your budget due to limited funds, then give preference to clothes that are always in fashion - classic models. As for trendy things: don't overdo it. In any case, you can't stand everything - fashion is fleeting. The same applies to cosmetics. If you're on a budget, don't buy a Christian Dior gold lipstick that "matches your toe-length evening gown that you wear to a Luciano Pavarotti concert sometime."

Another option is a dressmaker! If your dressmaker, besides skill, also has taste, then consider yourself very lucky. She will not care how the new thing sits on you and you will not waste your money. And do not even think that this is not prestigious, the entire elite dresses at personal tailors!

Now is the time to remember about leisure It is not possible to spend money on entertainment, but it is necessary, otherwise life will seem gray and boring. But how not to spend all the money? First of all, keeping his nose to the wind, consulting with more experienced people, reading reviews …

Do you want to go to the cinema? First, read criticism, movie magazines, so that, after leaving the cinema, you do not bite your elbows, regretting the time and money spent. Choose the film that you think will be to your taste. The same can be said about the performances, however, here you need to focus on the cast as well.

Do you want to relax in the club? Find out more about it, from the cost of the admission ticket to the price of the Orange Juice Martini. If there is not much money, and friends still insist on a joint hike, then you can pay only for the entrance, usually it is not expensive, and you can refuse to drink, at least expensive, under a plausible pretext (for example, "I can't, because now I drink antibiotics, and it is better not to mix alcohol with them "). I'll tell you a secret, it's better to go to the club not alone, and "you won't have a headache." In addition, each club has a time slot when girls are entitled to decent discounts on admission tickets - this is also a good saving.

Another question: whether to lend? Of course, to give, but to people you trust, people who will appreciate your help, and from whom you will also ask for loans someday. But how to figure out who is who? Alas, most often this happens by trial and error. This is what I learned from my own bitter experience: all loan applicants can be divided into 3 categories.

1. "Freeloader" - a person who independently "writes off" a debt over the years, thinking, or hoping that you neither sleep nor spiritually remember the amount once given in loans. There is nothing wrong with reminding him of this until you get the debt back. In the end, even if he is "offended" and calls you "the curmudgeon who doesn’t let a hundred bucks sleep," these are his problems.

2. "Partizan" - this one is waiting, no, not for a convenient opportunity to repay your debt, but for the moment until you yourself remind him of this. And you, what are you? Are you so educated that you hope for the decency of your debtor, embarrassed to remind him of money? Come on, you don't have to sponsor anyone. So, feel free to ask the question about debt.

3. "Required" - this is who you can and should lend to, without fear that you will stay on the beans. In addition, this is the one from whom you can always ask for help, if anything.

It is worth mentioning the "gender" difference between your debtors. Girlfriends - there are girlfriends, but men … I'm not talking about men - friends, I'm about those who are called "their men." Quite a touchy question, isn't it? He is your beloved and, suddenly, asks you for loans … I would be overwhelmed with conflicting feelings. But here, among other things, there are options:

1. You have been together for a long time, and your boundless trust and desire to help "are doing their job." Perfectly! Trust is a "great" thing, and you can be envied.

2. You just started dating. And suddenly … I advise you to think, a real man is unlikely to ask for loans for the second month of acquaintance, but rather "turn inside out" without bothering you with his problems. In any case, it's up to you. You are an adult and already quite experienced in financial matters, so stay that way! Although, of course, they say correctly: "live and learn."

Rachel HUNTER