Family budget - under protection

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

All young families, fragile in domestic battles, are familiar with the same problem: a complete lack of money before the next salary. The adorable young wife, who has just taken off her snow-white wedding dress, is not yet endowed with that worldly wisdom that will tell her how many rubles should be set aside for potatoes and carrots, how much for clothes and washing powder, and how much for unforeseen expenses in the form of a plumber or dental doctor.

So it turns out that inexperienced young people, having received money for honestly worked the previous month, feel richer than another king. They throw money left and right with happy smiles, contributing to the development of the Chinese economy, but not to the prosperity of their own budget. For one, at least two days, they sweep through the shops in a devastating tornado, buy up numerous cute trifles, give each other gifts (idiots in love!), While not forgetting their parents, friends and their beloved dog. After all, you must admit that my husband vitally needs new braces, slippers, woolen pants, trendy boots and a new lighter (preferably, of course, "Zippo").

A young wife needs to purchase several new sets of underwear (just try to hint that panties 125 are overkill), false eyelashes, two dozen lipsticks and the same amount of nail polishes. After successfully carrying out a devastating raid on shops, the family's money is only enough to buy a few kilograms of pasta. The happy couple will have to eat them until the next payday. And so every month.

In general, the desire to spend money as soon as possible can be so overwhelming and overwhelming that it is very, very difficult to deal with it. As Shukshin once said with peasant frankness: “Money burns your thigh.” Of course, you can try to hide these pieces of paper flowing between your hands under the lock in your mother’s favorite casket, you can shove it out of your eyes into a pile of unfinished linen - all the same, you’ll still see it for a long time you will not touch. But trust me, none of this is an option.

I will share with you my signature recipe, which has helped me more than once to prevent the complete extinction of my family's budget. Believe me, only a Russian woman can come up with and realize such a thing. So, exclusive from Semyonova. To do this, you must order a plastic card from the bank (one for two). When it is ready, then you go to receive it together. In this case, one of you becomes the happy owner of the card, and the other lucky one remembers the PIN-code. Do not under any circumstances share the information you receive with each other.

The proposed method has many advantages:

First, purchases will have to be made by mutual agreement (and this will significantly reduce your family's expenses, since it can be very difficult to reach full agreement).

Secondly, while you are going to the bank with your darling in order to withdraw money from the card, you can completely change your mind about making some not very necessary purchase.

Thirdly (which is important), the husband will not have the opportunity to make gigantic stash.

In general, the proposed method is good from all points of view. If you have a problem with spending money early, try to heed this advice. I think you will not regret it.