What to do if you are a spender

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

“Honey is a very strange object: if it is there, then it is not there right away,” the fat Winnie the Pooh was sincerely surprised by the fact that his favorite delicacy ends before it appears. You and I also behave like a cartoon bear, only instead of honey we have money, which is sometimes easily spent on completely unnecessary things. For some, this happens quite rarely, while others realize that they are really addicted, and this addiction is called "tratoholism".

Perhaps relatives and friends constantly repeat that something is wrong with you, or maybe you yourself understand that you regularly make “purchases for the sake of shopping,” but the fact remains that if you are a spender, then something is needed with this. then do. Of course, there will be those who will say: “If spending money gives a person pleasure, then why change something? There are not many things in life that make us happy."

Of course, it's up to you to decide, but it's worth thinking about one thing: you succumb to momentary weakness in order to experience momentary joy, but, perhaps, deprive yourself of something more worthwhile in the future.

For example, today's fiftieth blouse, which you won't even wear even once, may call into question a larger and more needed purchase tomorrow. But what if these blouses are not 50, but 100? Does this figure seem astronomical to you? Believe me, there are people who cannot limit themselves in buying clothes, shoes and cosmetics. They over and over again replenish the collection of nail polishes with another red shade, while knowing that later they will not remember about it.

When should you sound the alarm?

Not all spenders realize that they have problems spending money wisely. The biggest difficulty lies in the fact that even an obviously useless purchase, in the opinion of others, is still considered necessary and sometimes simply necessary. Let's figure out in which case you should seriously think about whether you suffer from "tratoholism".

1. Every now and then you quarrel with your beloved man because of your inability to spend money, while you have never considered your spouse to be stingy.

2. You regularly borrow from friends or acquaintances, but these funds never go to buy large things - they always "scatter" into insignificant trifles such as a new lipstick or a trip to a cafe.

You know, most of the wardrobe items were bought not because you liked them, but because they just had a decent discount.

3. You have nothing to put on, despite the fact that there is not a single free shelf in the closet, and the hangers break due to the fact that several things hang on each one at once. You know, most of the wardrobe items were bought not because you liked them, but because they just had a decent discount.

4. Leaving the house, you take with you a considerable amount, expecting to spend mere pennies, but you return with nothing, while you can almost never remember exactly where the money went.

5. Despite the size of your salary, you always run out of money. And this has always been the case: both before your salary was raised, and now, when the monthly earnings seem to be quite decent.

6. You feel guilty every time you return from the store and, sorting out the packages, you find in them a bunch of things that are completely unnecessary and as if by chance you had.

What to do?

Our advice is not intended to make overly practical girls and women out of spenders. After all, oversaving is no good, nor is it going to waste. But, you see, the ability to spend money wisely, allow yourself to relax when you can do it, and tighten your belt when necessary, is a pretty useful skill.

1. Make a plan for spending … If you spend a certain amount per month to pay bills, buy food, transport, etc., then you simply cannot ignore these costs - they will not become less and certainly will not disappear anywhere. As soon as you receive your salary, immediately set aside the required amount so that it does not turn out that you have to eat something and ride something for another two weeks, and your pockets are already empty.

2. Don't buy because a friend has it. We often think: "Katya bought a new phone model, I need it too." Is it necessary? If your device is working quite normally and you did not even think about changing it until you saw a fashionable gadget from your friend, then the conclusion suggests itself: you absolutely do not need to spend money on a dubious purchase.

3. Discounts are not enough motivation to buy. How many times have you purchased a piece of wardrobe (or beauty product) after seeing a sale in the store? Probably more than once. But answer honestly - have these always been essential things, do you use them today, or are they, forgotten, lying in the far corner and warming your soul only by the fact that they were bought at half price? The sad thing is that you gave even this half of the price just like that, for nothing.

4. Eat only when you are hungry. It has become a common thing for us to go to a cafe with a friend after a shopping trip and have a cup of coffee. Catering establishments located in large shopping centers earn huge sums of money from spenders, because, as a rule, a cup is not enough: pancakes, cakes, hot dishes, etc. are used. And more often than not, we fill our stomachs not because we want is, but simply for the company or under the influence of smells. And how much money is spent on something from which you will then feel guilty! Therefore, eat only when you are truly hungry, and you will save your figure.

More often than not, we fill our stomachs not because we want to eat, but simply for the company or under the influence of smells.

5. Do not substitute concepts. We women tend to buy 20 tubes of lipstick and 10 bottles of mascara, believing that all these products will make us irresistible. Of course, cosmetics decorate, but true beauty does not start with it. The key to attractiveness is a proper healthy diet, respect for oneself, sports and basic hygiene. Even the most expensive perfumes will not help you if, forgive me, you take a shower irregularly.

6. Save your receipts. In the early stages of saving, keep receipts for all purchases you make during the day. When you come home and study them, you will be surprised that you do not remember how you spent even half of the amount recorded in the documents. This means that these expenses are unlikely to bring you true joy.