Commission in Sberbank for transfers over 50,000 in 2020

2024 Author: James Gerald | [email protected]. Last modified: 2023-12-17 14:00

At the end of last year, Vladimir Putin signed a law abolishing bank roaming - a commission for intra-bank transfers of citizens outside the region. Consider the news, what percentage of the commission for a transfer over 50,000 is provided in 2020.

Situation with transfers from April 1

The policy of Sberbank has always been such that a commission of 1% was withdrawn for interregional transfers inside. This approach is constantly criticized and does not suit customers.

Since April, Sberbank has canceled commissions for transfers within 50 thousand rubles. We are talking about transfers between individuals. The specified limit is set for a month. If the amount of monthly transfers has exceeded this amount, then a commission from the amount exceeding the limit will be withheld from the clients. All this does not apply to transfers between your accounts.

With this approach, clients who transfer small amounts to each other within a month are in an advantageous position. They are not charged a commission.

For clients in the same region who transfer amounts to each other in excess of the established limit, this innovation will hit the wallet. Earlier, within the region, no commission was charged for transfers of any amounts.

According to the bank's top manager, such an innovation will negatively affect only 12% of clients, since the rest of the users does not exceed the monthly limit of interest-free transfers.

This innovation is dictated by the fact that the bank needs basic investments for further development. This is the only way to achieve stability of work. The money received from the commission fees will be used to increase the bank's reliability, support the work of technical support and to maintain its infrastructure.

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Innovations from June 1

If the transfer amount is required to exceed 50 thousand rubles, the client will have to pay a commission in the amount of 1% of the amount in excess of the limit. In this case, the size of the commission fee will not exceed 1 thousand rubles.

In a situation where a client transfers large amounts every month (exceeding 50 thousand rubles), he will be given the opportunity to subscribe. This change will take effect at the start of the summer season.

Svetlana Kirsanova, who holds the post of deputy chairman of the bank's board, told reporters in more detail about the terms of subscription. Know-how can be issued without leaving home, through your personal account.

The subscription price depends on the maximum amount that has to be transferred monthly. The minimum subscription size per month is from 99-134 rubles. For example, to increase the amount that is not taxed by a commission exactly twice, you will have to purchase a subscription, the amount of which will be only 99 rubles per month.

To exclude the limit when making transfers, you will have to subscribe to the program for 199 rubles. per month. When subscribing for a longer period, the amount per month will be significantly reduced.

If you connect the preferred packages Private or "Sberbank First", then transfers can be made without commission, regardless of the region and amount. Various subscription options are presented in the table.

Subscription	1 month, rubles	3 months, rubles	1 year, rubles
"For transfers" - transfers to cards and accounts of Sberbank clients without commission.	199	499	1599
"For payments and transfers" - transactions on cards and accounts without commission: transfers to Sberbank clients and payments, including for housing and communal services and fines.	299	749	2499
“Plus 50,000 rubles for transfers” - it includes an additional 50,000 rubles for transfers to cards and accounts of Sberbank customers without commission.	99	-	-

As you can see, for the first two subscriptions, you can select the required period, which will be valid from the moment of connection. The third can be one-time, if it is not reconnected. You can connect and disconnect tariffs through the mobile application. The only condition: its version must not be lower than 10.4.

Thus, in 2020 Sberbank introduced a commission for the transfer of an amount over 50,000 rubles. This is one percent of the transfer amount. But, as a representative of the bank explains in the latest news, transfers up to the specified amount within the entire country will now be free of charge.

Summarize

1. For intrabank transfers up to 50 thousand rubles, regardless of the region, the commission is not charged.
2. When transferring an amount exceeding the allowable limit, a commission is charged in the amount of 1% of the excess amount.
3. If you need monthly transfers, the amounts of which are more than the allowable amount without a commission, you can use the new service by connecting a subscription.